µþ´¡´Úö³Ò, Student Loans & Education Funds
All the information you need on µþ´¡´Úö³Ò, education funds, and student loans – for a smart study experience!

Student Financing Made Easy: Your Options at a Glance
Studying opens up many opportunities, but financing your education can be a challenge. Rent, semester fees, and living expenses add up quickly – making it essential to explore the right financing options. Whether µþ´¡´Úö³Ò, an education fund, or a student loan, there are different ways to finance your studies, each with its own advantages and conditions. While µþ´¡´Úö³Ò offers government support with favourable repayment terms, an education fund provides flexible financing linked to your future income. Student loans, on the other hand, can be a quick and straightforward way to bridge financial gaps. Find out which financing option best suits your personal situation and what factors to consider when making your decision.
µþ´¡´Úö³Ò: Your Path to Financial Independence While Studying
Studying can be expensive – but don’t worry, µþ´¡´Úö³Ò helps you finance your education. Here, you’ll find out what µþ´¡´Úö³Ò is, how to apply, and how much support you could receive.
What is µþ´¡´Úö³Ò?
Where can I apply for µþ´¡´Úö³Ò?
For more information and to access the online µþ´¡´Úö³Ò calculator, visit the website of the Federal Ministry of Education and Research.
How much µþ´¡´Úö³Ò am I entitled to?
Student Loans: Flexible Financing for Your Academic Future
Not enough savings for your studies? A student loan can help finance your education while offering flexible repayment options. Find out what choices are available and what to consider.
What is a student loan?
Who provides student loans?
KfW Bank (state-backed KfW Student Loan)
Private banks and savings banks
Foundations and educational institutions
Certain federal states with their own support programmes
What are the eligibility requirements for a student loan?
Enrolment at a recognised university in Germany
Age usually between 18 and 44 years (for KfW loans, up to 44)
German or EU citizenship, or residency in Germany/EU
Credit check or guarantor (especially for private banks)
Education Funds: Financial Support Without a Debt Burden
Study without financial worries – with an education fund, you only start repaying after graduation, based on your income. Learn how this model works and whether it’s the right option for you.
What is an education fund?
What type of education fund does ºÚÁÏÍø offer?
How does repayment work for education funds?
Which study financing option suits you best?Â
Get free advice and find the best financing for your studies!
